The 2012/2013 FHCF Retention Multiple for each of the coverage levels is defined as the following:
| Coverage Level | 2012/2013 Retention Multiple |
| 90% | 5.6170 |
| 75% | 6.7404 |
| 45% | 11.2340 |
The 2012/2013 FHCF Retention Multiple for each of the coverage levels is defined as the following:
| Coverage Level | 2012/2013 Retention Multiple |
| 90% | 5.6170 |
| 75% | 6.7404 |
| 45% | 11.2340 |